Terms & Conditions
Last Updated: June 25, 2025
The INK Games Pay App is the first peer-to-peer payment app that lets anyone turn their connections into cash. Please carefully review these Terms of Service, which set out important conditions and restrictions regarding your access to and use of the INK Games Pay App.
The INK Games Pay App is offered and available to users who are 18 years of age or older. By accessing or using the INK Games Pay App, you represent and warrant that you are of legal age to form a binding contract with the Company and meet the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the INK Games Pay App.
These Terms refer to our privacy policy ("Privacy Policy"), hereby incorporated by reference, which also applies to your use of the INK Games Pay App and which sets out the terms on which we process any personal data we collect from you, or that you provide to us.
Please read these Terms carefully, as they may have changed. Though your access and use of the INK Games Pay App is governed by the Terms effective at the time of your usage, please note that we may revise and update these Terms from time to time at our discretion and without prior notice. When we make changes, the updated Terms will be made available on our website and update the "Last Updated" date at the beginning of these Terms accordingly. Please check these Terms periodically for changes. Any changes to the Terms will apply on the date that they are made (or such later date as we may inform you), and your continued access to or use of the INK Games Pay App after the Terms have been updated will constitute your binding acceptance of the updates. If you do not agree to any revised Terms, you must not access or use the INK Games Pay App. If we make material changes to these Terms, we will notify you by email or by posting a notice on our website prior to the effective date of the changes. These Terms are to ensure that you will use the INK Games Pay App only in the ways in which we intend for them to be used.
By accessing or using the INK Games Pay App:
You acknowledge that you have read, understood, and accept these Terms and any additional documents or policies referred to in or incorporated into these Terms, whether you are participating as a guest or as a registered user;
If these Terms have materially changed since you last accessed or used the INK Games Pay App, you acknowledge and agree that your continued access or use of the INK Games Pay App constitutes your acceptance of the changed Terms;
You represent and warrant that you are at least eighteen (18) years of age and have the right, authority, and capacity to enter into these Terms, either on behalf of yourself or the entity that you represent; and
You consent to receive communications from us electronically, and you agree that such electronic communications, notices, and postings satisfy any legal requirements that such communications be in writing.
1. Accessing the INK Games Pay App.
We grant you permission to access and use the INK Games Pay App subject to the restrictions set out in these Terms and in notifications elsewhere in the INK Games Pay App and related digital properties, all of which are hereby incorporated by reference. It is a condition of your use of the INK Games Pay App that the information you provide is correct, current, and complete. Your use of the INK Games Pay App is at your own risk, including the risk that you may be exposed to content that is offensive, indecent, inaccurate, objectionable, or otherwise inappropriate. You are responsible for making all arrangements necessary for you to have access to the INK Games Pay App. We may suspend your ability to use certain portions of the INK Games Pay App, for any or no reason, and without notice or liability of any kind. You agree that we are not obligated to provide any refund in the event that your account is suspended from the INK Games Pay App, for any reason. Without limiting our right to suspend a user pursuant to these Terms, we reserve the right to suspend the account of any user of the INK Games Pay App who has been notified of infringing activity. Suspension of any or all services will not affect your ownership rights in any digital assets that you already own, but you will not receive a refund of any amounts you paid to us or any third party while using the INK Games Pay App.
2. Account Registration and Account Security.
Some or all of the INK Games Pay App and certain features or functionalities may require you to register an account with us. When you do, we may ask you to provide certain registration details or other information about yourself. All such information is subject to our Privacy Policy.
You may not impersonate someone else to create an account or through your user name, create or use an account for anyone other than yourself, permit anyone else to use your account, or provide personal information for purposes of account registration other than your own. You are prohibited from using multiple accounts for the same Service of the company. In order to ensure we can protect and properly administer the INK Games Pay App and our community of users, the Company has the right to put your account into "jail" within the INK Games Pay App functionality and exclude you temporarily, partially, or completely from the INK Games Pay App and to sanction some or all of your transactions.
You are not allowed to set a username that includes names of any members of the company, offensive language, hate speech, domain names or URLs of copyright-protected names. Company reserves the right without notice, explanation or liability to:
Restrict or remove your ability to freely set a Username;
Disallow any specific Username;
Edit any specific Username
3. Prohibited Activities.
You may use the INK Games Pay App only for lawful purposes and in accordance with these Terms. We are under no obligation to enforce the Terms on your behalf against another user. We encourage you to notify us if you believe another user has violated the Terms or otherwise engaged in prohibited or illegal conduct.
You may not sell, trade or transfer your user account for the INK Games Pay App.
You may not sell, trade or transfer any virtual properties or other virtual items acquired through the INK Games Pay App on consumer platforms or via direct transactions with other stakeholders. The Company anticipates developing a marketplace for the selling, trading and transfer of virtual properties acquired through the INK Games Pay App, and these transactions will be able to be facilitated on our own marketplace. You may not engage in ‘wash-trading', i.e. any transaction or series of transactions intended to transfer excess value to another user or artificially inflate the value of any user account.
You may not utilize for any commercial purpose, except as expressly permitted under these Terms;
To violate any applicable national, regional, federal, state, local, or international law or regulation;
To transact from or within an OFAC-Sanctioned country or any country sanctioned by the United States Department of Treasury;
To create, send, knowingly receive, display, transmit, upload, download, use, or reuse any material that:
Is or may be illegal, such as piracy, criminal activity, terrorism, obscenity, child pornography, and illegal drug use;
Contains any material that in our sole discretion is, defamatory, obscene, pornographic, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or that could harm, harass, promote or condone violence against, or that is primarily intended to incite hatred of, animals, or individuals or groups based on race or ethnic origin, religion, nationality, disability, gender, age, veteran status, or sexual orientation/gender identity;
Contains someone else's private or confidential information without permission;
Infringes any patent, trademark, trade secret, copyright, or other intellectual property rights of any other person;
Violates or assist in the violation of legal rights (including the rights of publicity and privacy) of others or contains any material that could give rise to any civil or criminal liability under applicable laws or regulations, or that otherwise may be in conflict with these Terms and/or our Privacy Policy;
Is likely to deceive or confuse any person; or
Promotes or could be construed as primarily intended to evade the limitations above.
To violate these Terms or any other rules or policies posted by us, including our Game Rules;
To reverse engineer any portion of the INK Games Pay App;
To modify, adapt, appropriate, reproduce, distribute, translate, create derivative works or adaptations of, publicly display, sell, trade, or in any way exploit the INK Games Pay App, except as expressly authorized by Company;
To remove or modify any copyright, trademark, or other proprietary rights notice that appears on any portion of the INK Games Pay App or on any materials printed or copied from the INK Games Pay App;
To use any robot, spider, or other automatic device, process, or means to access the INK Games Pay App for any purpose unless agreed in writing by a company staff member;
To record, process, harvest, collect, or mine personal information about other users.
To use the INK Games Pay App to transmit any computer viruses, worms, defects, Trojan horses, or other items of a destructive nature (collectively, "Viruses");
To disable, bypass, modify, defeat or otherwise circumvent any of the digital rights management or other security related tools incorporated into the software or any Content or any related Sites;
To transmit or otherwise make available any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation;
To use the INK Games Pay App to violate the security of any computer network, crack passwords or security encryption codes;
To remove, circumvent, disable, damage, or otherwise interfere with any security-related features or other restrictions of the INK Games Pay App;
To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the INK Games Pay App, the server on which the INK Games Pay App is stored, or any server, computer, or database connected to the INK Games Pay App;
To trespass, or in any manner attempt to gain or gain access to any real-life property or location where you do not have a right or permission to be;
To engage in any activity that may result in injury, death, property damage, nuisance, or liability of any kind;
To attack the INK Games Pay App via a denial-of-service attack or a distributed denial-of-service attack any other form of attack; and
Otherwise to attempt to interfere with or alter the proper working or normal behavior of the INK Games Pay App by, including without limitation:
Sharing accounts with other users including co-mingling of assets with a spouse;
Using any techniques to alter or falsify a device's location to avoid OFAC and/or other sanctions (for example through GPS spoofing, device masking, VPN or proxy use, etc.); and
Engaging in any other form of cheating in a way that disrupts the INK Games Pay App and/or use tools that give an unfair advantage.
The restrictions above only apply to the extent permissible under applicable law. Nevertheless, you agree not to act contrary to them (even if permissible under applicable law) without providing thirty (30) days' prior written notice to us at legal@inkhq.com together with any information that we may reasonably require to give us an opportunity to provide alternative remedies or otherwise accommodate you at our sole discretion. If you engage in any of the prohibited activities set forth above, we may, at our sole and absolute discretion, without notice to you, and without limiting any of our other rights or remedies at law or in equity, immediately suspend or terminate your user account and/or delete, revoke, or modify, in our discretion, your access to the INK Games Pay App, including possible penalties, fines and other restrictions to access the INK Games Pay App.
6. Purchases and Sales.
INK Zips. You may use fiat to purchase INK Zips, virtual properties and other digital products ("Virtual Transactions"). You represent and warrant that all information you provide in connection with the purchases of INK Zips is true and accurate. Company is not responsible for fulfilling any purchase of INK Zips for which you provided information that is deceptive or incomplete, as determined by Company.
Sale of Properties for Fiat Currency. We may offer you the ability to sell your INK Zips virtual properties and other digital assets to other users in exchange for fiat currency. Proceeds are currently payable only in US Dollars Receipt of real-world fiat currency requires compliance with applicable laws, which may include anti-money-laundering (AML) and "know-your-client" (KYC) regulations. You will be required to provide personal information in order to receive fiat currency, and may be required to upload documents to verify your identity.
Sale of Digital Assets. We may offer digital assets themed on events and/or real/fictional characters. We may also introduce or alter existing features that pair with this. We reserve the right to alter related features to better fit our vision of how these digital assets fit the theme before, during, and after the sale of the digital asset as we see fit. Information provided about the odds of obtaining a digital asset after a sale, whether sold as a standalone item or within a pack of multiple items, are subject to change at any time without notice and is in no way a guarantee of what will be sold to the customer.
BY USING THE INK Games Pay App, YOU ACKNOWLEDGE AND AGREE THAT ALL PURCHASES OF INK Zips, VIRTUAL PROPERTIES AND OTHER VIRTUAL ASSETS ARE FINAL. COMPANY SHALL NOT BE REQUIRED TO REFUND AMOUNTS PAID UNDER ANY CIRCUMSTANCES.
7. Simulated Businesses within the INK Games Pay App.
The INK Games Pay App may allow you to establish simulated businesses within the platform. If you choose to establish such a simulated business, you acknowledge and agree that there is no assurance that any such business will generate positive returns. In no event will any such fee paid to the Company be refundable. You acknowledge that assets are not exchangeable directly for real-world fiat currency, and therefore any "profits" generated by a simulated business will not be directly convertible to real-world fiat currency. The Company is under no obligation to facilitate your conversion of any "profits" from a simulated business. Fees may be applied to simulated business transactions.
8. Links to other Sites.
The INK Games Pay App may contain links and features that enable you to access other third-party websites or services ("Third-Party Services") that are not owned or controlled by us. Such Third-Party Services are governed by their own terms of use. We do not control Third-Party Services, and we are not responsible for the contents and security of any linked site, experience of application. A link does not imply endorsement of, sponsorship of, or affiliation with the Third-Party Services by us. Please exercise caution before proceeding to any Third-Party Services or entering into any transaction with third parties linked to from the INK Games Pay App. The company may in no circumstances be held liable for the technical availability of Third-Party Services, the content, advertising, products and/or services available on Third-Party Services, or any transactions that take place between a user and Third-Party Services whom the user has been directed via the INK Games Pay App. The Company may in no circumstances be a party to any disputes whatsoever between you and third parties concerning Third-Party Services. If you decide to access any of the third-party websites linked to the INK Games Pay App, you do so entirely at your own risk and subject to the terms and conditions of use and privacy policies of such websites. These are the sole Terms of Service and any other description of terms on the INK Games Pay App' website are for reference only.
9. No Guarantee of Service.
Although it is our business model and our intention to make the INK Games Pay App available at all times in the future, there may be times when we need to disable the Site either temporarily or permanently. The INK Games Pay App may be modified, updated, interrupted, suspended, or discontinued at any time without notice or liability. Also, from time to time, we may restrict access to some parts of the INK Games Pay App, or the entire services, to users, including registered users. We cannot and do not make any representations or warranties with respect to the devices you use to access or use the INK Games Pay App, including with respect to device compatibility.
10. Acknowledgements.
Your hereby acknowledge and agree to the following:
The INK Games Pay App contains location-based features, which means that you will be able to access the INK Games Pay App with your mobile phone in real-world locations. Your use of the INK Games Pay App is at your own risk, and it is your responsibility to maintain such health, liability, hazard, personal injury, medical, life, and other insurance policies as necessary for any injuries that you may incur while using the INK Games Pay App. The Company is not responsible for the security of your tablet, laptop, cell phone, or any device connected.
In the event that you have a dispute with one or more other users of Services, you hereby release the Company (and our officers, directors, agents, subsidiaries, joint ventures, and employees) from all claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes.
ACQUIRING OWNERSHIP OF A VIRTUAL PROPERTY THROUGH THE INK Games Pay App DOES NOT RESULT IN ACQUISITION OF ANY RIGHTS RELATED TO SUCH PROPERTY IN THE REAL WORLD. THE INK Games Pay App ARE A VIRTUAL ASSET WITH PROPERTY ADDRESSES CORRESPONDING TO REAL-WORLD PROPERTIES, BUT DOES NOT CONFER ANY RIGHT, TITLE OR ANY OTHER PROPERTY CLAIM IN THE REAL WORLD.
We provide no assurance that you will have the ability to sell (for fiat currency or cryptocurrencies) or trade INK Zips virtual properties or other assets you may acquire. We may from time-to-time limit or prohibit removal of virtual properties or other assets from the INK Games Pay App. If we offer any of the foregoing functionalities from time to time, we may discontinue them at any time without notice or liability to you.
Any in-game mechanics for rewards, earnings or distribution of earnings may be subject to change at the sole discretion of the Company. This includes any reward, earning or distribution mechanics that may be added or changed.
WE OFFER VIRTUAL PROPERTIES AND VIRTUAL ASSETS TO USERS TO PURCHASE ON A FIRST COME-FIRST SERVED BASIS. ONCE A VIRTUAL PROPERTY OR ASSET HAS BEEN PURCHASED BY A USER, COMPANY NO LONGER HAS ANY VIRTUAL OWNERSHIP OF THIS VIRTUAL PROPERTY.
You may not manipulate the economy of the INK Games Pay App in such a way that it could collapse or fluctuate in an undesirable manner. If you do so, the Company has the right to suspend your account or exclude you from using all or part of the INK Games Pay App.
Except for income taxes of Company, you will be solely responsible to pay any tax duties, levies or assessments whenever claimed or imposed by any governmental authority (collectively "Taxes") associated with your INK Zip (including, without limitation, any Taxes that may become payable as the result of your "ownership," transfer, or development of anyvirtual property).
11. No Investment Advice; No Assurance of Value.
The INK Games Pay App is provided solely for entertainment and educational purposes. Company does not provide investment advice, and no information in the INK Games Pay App or in promotion of the INK Games Pay App should be interpreted as investment advice. SHOULD YOU CHOOSE TO ACQUIRE VIRTUAL ASSETS, YOU ACKNOWLEDGE THAT THERE IS NO ASSURANCE THAT SUCH ASSETS WILL MAINTAIN THEIR VALUE OR INCREASE IN VALUE.